General Motors Unveiled A Right-Hand-Drive Hummer H3

The Hummer is the closest thing that General Motors can come up to the Jeep. It should be remembered that GM has been trying to build a vehicle that can match Chrysler’s Jeep and so far the best that they can build is the Hummer. Unfortunately, what supposed to be a competition has ended in forming two distinct classes headed separately by Jeep and Hummer.

The Hummer and the Jeep are distinct from each other not only with the obvious exterior features but also with its auto components starting from the complex down to parts like Jeep ignition coil from that of the Hummer’s own version of ignition coil. But both vehicles are remarkable machines that are worth checking out.

Recently Bob Lutz, GM vice chairman, global product development, unveiled a prototype right hand drive H3 during the opening ceremony of their new Hummer facility in Manchester, UK.

GM is hoping that Hummer’s iconic design and unparalleled off-road capabilities would appeal to a wide audience globally. Lutz said that they are determined to build upon the brand’s unique recognition in Europe and most especially in the UK.

The right hand drive Hummer H3 will be built at GM’s Struandale plant in South Africa and will be made available in other right-hand-drive markets like those of Japan, Australia, and South Africa.

It can be remembered that it was in late 1999 when General Motors acquired the Hummer brand. It was only in May 2005 that the H3 made its debut in North America which helped the Hummer brand to become one of the fastest growing truck brands in the United States by the end of 2006. The H3 with its smaller, more efficient package makes it accessible to more customers.

In addition to the growth in the United States, Hummer was also able to expand to other parts of the world. And by 2006, Hummer was able to obtain an approximately 34 percent sales growth globally translated to 82,000 delivered vehicles compared to the 61,000 figure achieved in 2005. This performance was further strengthened by the new Hummer H3.

All the previous H3s were assembled in General Motors North American facility in Shreveport, Louisiana however the new international H3, intended for markets outside North America are assembled at the Struandale Assembly facility in Port Elizabeth, South Africa where GM was said to have invested more than $100 million to prepare for production of the H3.

The Hummer H3

From the start the Hummer vehicles have created a class of their own characterized by extreme style and capability unparalleled by its competition. The latest addition to the Hummer family is the H3 which is designed to answer the demand from global markets for a premium everyday driving vehicle but at the same time maintains that legendary Hummer performance.

The H3 was designed for global distribution and was built in South Africa. The H3 embodies the brand’s unique styling features and iconic shape. Plus its premium interior design and 3.7 liter engine is offered with the choice of a manual or automatic transmission and a full-time four-wheel-drive system.

H3 is also loaded with original Hummer style and capability which boost its compact dimensions. But compared to the Hummer H2, the H3 is 39 mm shorter, 171 mm lower and 73 mm narrower. Although roughly the same length as the larger family saloon, the H3 is remarkable in navigating through traffic and yet still maintains its prowess when it comes to crawling and climbing capability off-road.

The 4782 mm long Hummer H3 is powered by GM’s Vortec 3.7 liter engine which revs up 242hp/180kW at 5600 rpm and 328 Nm of torque at 4600 rpm. It also comes with dual overhead camshafts and variable valve timing. The H3 is the first Hummer ever to offer the choice of a manual or an automatic transmission.

The H3’s Hydra-Matic 4L60 electronically controlled four-speed automatic transmission and the five-speed manual transmission provides it with ultimate driver control. At the heart of the H3 is its electronically controlled four-wheel-drive system which is amplified with traction control, an optional rear differential and StabiliTrak control which is offered as standard feature. The H3 can cross 407 mm deep water at 32 km/h or 610 mm deep streams at an 8 km/h pace plus climbed 407 mm vertical steps or rocks.

Lastly, the H3’s more compact size increases it maneuverability making it easy to park or to make tight turns when off-roading.

Developing a Plan: The Basis of Successful Investing

Warren E. Buffett offers the following advice on the qualities of a successful investor. Buffett essentially suggests that a successful investor does not need an extraordinarily high IQ, exceptional business acumen, or inside information. To enjoy a lifetime of successful investing, you need a solid decision-making framework and the ability to maintain your emotions.

A successful investment strategy requires a thoughtful plan. Developing a plan is not difficult, but staying with it during times of uncertainty and events that seem to counter you plan’s strategy is often difficult. This tutorial discusses the necessity of establishing a trading plan, what investment options best suit your needs, and the challenges you could encounter if you don’t have a plan.

The benefits of developing a trading plan

You can establish optimal circumstances for experiencing solid investment growth if you stick to your plan despite opposing popular opinion, current trends, or analysts’ forecasts. Develop your investment plan and focus on your long-term goals and objectives.

Maintain focus on your plan

All financial markets can be erratic. It has experienced significant fluctuations in business cycles, inflation, and interest rates, along with economical recessions throughout the past century. The 1990s experienced a surge of growth due to the bull market pushing the Dow Jones industrial average (DIJA) up 300 percent. This economic growth was accompanied by low interest rates and inflation. During this time, an extraordinary number of Internet-based technology firms were created due to the increased popularity of online commerce and other computer-reliant businesses. This growth was rapid and a downturn occurred just as fast. Between 2000 and 2002, the DIJA dropped 38 percent, triggering a massive sell-off of technology stocks which kept indexes in a depressed state well into the middle of 2001. Large-scale corporate accounting scandals contributed to the downturn. Then in the fall of 2001, the United States suffered a catastrophic terrorist attack that sent the nation into a high level of uncertainty and further weakened the strength of the market.

These are the kinds of events that can tax your emotions in terms of your investment strategies. It’s times like these that it is imperative that you have a plan and stick to it. This is when you establish a long-term focus on your objectives. Toward the end of 2002 through 2005, the DJIA rose 44 percent. Investors who let their emotions govern their trading strategies and sold off all their positions missed out on this upturn.

The three deadly sins and how to avoid them

The three emotions that accompany trading are fear, hope, and greed. When prices plunge, fear compels you to sell low without reviewing your position. Under these circumstances, you should revisit the original reasons for your investments and determine if they have changed. For example, you might focus on the short term and immediately sell when the price drops below its intrinsic value. In this case, you could miss out if the price recovers.

An investment strategy that is based on hope might compel you to buy certain stocks based on the hope that a company’s future performance will reflect on their past performance. This is what occurred during the surge of the Internet-based, dot-com companies during the late 1990s. This is where you need to devote your research into a company’s fundamentals and less on their past performance when determining the worth of their stock. Investing primarily on hope could have you ending up with an overvalued stock with more risk of a loss than a gain.

The greed emotion can distort your rationale for certain investments. It can compel you to hold onto a position for too long. If your plan is to hold out a little longer to gain a few percentage points, your position could backfire and result in a loss. Again, in the late 1990s, investors were enjoying double-digit gains on their Internet-company stocks. Instead of scaling back on their investments, many individuals held onto their positions with the hope that the prices would keep going up. Even when the prices were beginning to drop, investors held out hoping that their stocks would rally. Unfortunately, the rally never happened and investors experienced substantial losses.

An effective investment plan requires that you properly manage the three deadly sins of investing.

The key components of an investment plan

Determine your investment objectives

The first component in your investment plan is to determine your investment objectives. The three main categories involved in your objectives are income, growth, and safety.

If your plan is to establish a steady income stream, your objective focuses on the income category. Investors in this category tend to be low-risk and don’t require capital appreciation. They use their investments as an income source.

If your focus is on increasing your portfolio’s value over the long term, your objective is growth-based. In contrast to the income category, investors strive for capital appreciation. Investors in this category tend to be younger and have a longer investment time frame. If this is your preferred category, consider your age, investment expectations, and tolerance to risk.

The final category is safety. Investors who prefer to prevent loss of their principle investment. They want to maintain the current value of their portfolio and avoid risks that are common with stocks and other less secure investments.

Risk tolerance

While the main reason for growing your portfolio is to increase your wealth, you need to consider how much risk you are willing to take. If you struggle with the market’s volatility, your strategy should focus more on the safety or income categories. If you are more resilient to a fluctuating market and can accept some losses, you might favor the growth category. This category has the potential for higher gains. Nevertheless, you need to be honest with yourself and the level of risk you are willing to take as you set up your investment plan.

Asset Allocation

As discussed in the previous sections, part of your investment plan is to determine your risk tolerance and investment objectives. After you establish these components, you can begin to determine how you will allocate the assets in your portfolio and how they will match your goals and risk tolerance. For example, if you are interested in pursuing a growth-oriented category, you could allocate 60 percent in stocks, 15 percent in cash equivalents, and 25 percent in bonds.

Make sure your asset allocation reinforces your objectives and risk tolerance. If your focus is on safety, your objectives need to include safe, fixed-income assets such as money market securities, high-quality corporate securities (with high debt ratings), and government bonds.

If your strategy focuses on an income category, you should focus on fixed-income strategies. Your investments might include bonds with lower ratings that provide higher yields and dividend-paying stocks.

If your focus is on the growth category, your portfolio should focus on common stock, mutual funds, or exchange-traded funds (ETF). With this category, you need to vigilant in managing your portfolio by regularly reviewing your objectives and adjusting them according to your risk tolerance and objectives.

Effective asset allocation helps you establish a guideline for properly diversification of your portfolio. This enables you to work toward your objectives and manage a comfortable amount of risk.

Investment choices

Your trading strategy includes deciding what types of investments to buy and how you will allocate your assets.

Growth

If your strategy is based on growth, you might consider mutual funds or ETFs that have high market-performance potential.

Wealth protection/income generation

If you choose to pursue a wealth protection method, you might choose government bonds or professionally-managed bond funds.

Choosing your own stocks

If you prefer to select your own stocks, establish some rules for how you will enter and exit your positions. You objectives and investment strategies will determine these rules. Whatever approach you use, one trading rule you should establish is to use stop-loss orders as a form of protection against downward price movements. For example, if your investment drops 60 percent, it will need to increase 110 percent in order to break even. You choose the price that you will set the order, but a good rule to follow is to set a stop-loss order at 10 percent below the purchase price for long-term investments and a stop-loss order at 3-to-5 percent for short term trades.

Your strategy might also include investing in professionally-managed products such as mutual funds. These give you access to professional money managers. If you hope to use mutual funds to increase the value of your portfolio, choose growth funds that focus on capital appreciation. If your intent is to pursue an income-oriented approach, choose income-generating avenues such as dividend-paying stocks or bond funds. Make sure your allocation and risk structure align with your diversification and risk tolerance.

Index funds and ETFs

Index funds and ETFs are passively-managed products that have low fees and tax efficiencies (lower than actively-managed funds). These investments could be a good way to manage your asset allocation plan because they are low-cost and well diversified. Essentially, they are baskets of stocks that represent an index, a sector, or a country.

Summary

The most important component in reaching your investment goals is your plan. It helps you establish investment guidelines and a level of protection against loss. It’s important that you develop a plan based on an honest assessment of your investment style, level of risk tolerance, and objectives. You also must avoid letting your emotions influence your investment decisions even during the more discouraging times.
If you are still uncertain about your ability to effectively develop and follow a plan, consider employing the services of an investment advisor. This person’s expertise can help you adhere to a solid plan to meet your investment objectives.

Protect Yourself From Sexually Transmitted Diseases: Promote Safe Sex

Sexually active persons are often victims of sexually transmitted diseases. While most people consider sex as a need, it is also a must that you should know all that you could about certain consequences of engaging in sexual activities especially when you change partners often. That is why be careful when choosing your sexual partner and make sure to maintain a clean personal hygiene. Sexually transmitted diseases are often caused by bacterial infection. While most kinds of these diseases are curable, HIV in particular is deadly. So if you want to enjoy a longer life span while enjoying the good things life has to offer keep yourself in check at all times by doing STD tests.

Sexually transmitted disease tests are often conducted in clinics with the help of a medical expert. However, for most people who find it inconvenient by setting an appointment for a test, a STD test can be conducted at home with STD test kits. These test kits can be purchased online and delivered straight to your doorsteps. This is truly a convenient method of keeping yourself in check since these cases are highly sensitive.

Even if you choose to get tested at a clinic, your results are still kept confidential. STD test kits have easily understandable instructions with it that can be easily followed to determine the result. Once you see a positive result, do not panic. Bear in mind that it is better to have found it an earlier stage to determine the best and fast way to cure your infection.

There are different kinds of sexually transmitted diseases. There are those which can only be spread through pure sexual contact either by oral, anal, or vaginal sex. There are also kinds which can be transmitted without sexual contact. The best way to prevent yourself from getting infected is of course by abstinence, avoiding sex. While most people cannot do this method, the use of condom is the second best method.

Although this is not full proof, with proper use, you can still enjoy the benefits of sex and peace of mind that you are safe from getting infected at least. Knowing more about STDs and promoting safe sex can help reduce the case of sexually transmitted diseases especially on young people who are sexually active.

If you happen to change partners often, keep your body in check at all times. If you happen to experience slight changes be sensitive enough to care and conduct STD tests at the convenience of your own home. Most of these sexually transmitted diseases do not show symptoms at the early stage and when left untreated can cause complications which can never be cured even on a long term basis. As long as it is not HIV, there is a sure way to rid yourself of bacteria that cause such infections. Always maintain proper and good hygiene especially on sensitive body parts.

What Are Forklift Trucks?

Forklift Trucks are used in industrial settings to lift and move heavy objects. Since its development in 1920 by   transmission  company: Clark, and by hoist company: Yale and Towne Manufacturing, they have become a vital piece of machinery in warehouses across the world.

Forklift Trucks are classified into different  classes  and lift codes:

  • Class 1 include Electric Motor Riders. Their lift codes include: Number 4, which is a three-wheeled, sit-down, counterbalanced truck. Number 5, which is a cushioned, solid tire, sit-down, counterbalanced truck. And, Number 6, which is a pneumatic tire, sit-down, counterbalanced truck.
  • Class 3 include Electric Motor Walkies. Their lift codes include: Number 2, which is a low-lift pallet truck. Number 5, which is a high reach lift type. And, Number 7, which is a high lift, counterbalanced truck.
  • Class 4 include: Internal Combustion Engine Riders. Their lift codes include: Number 3, which is a cushioned, solid tire, sit-down, counterbalanced truck.
  • Class 5 include: Internal Combustion Engine Riders. Their lift codes include: Number 4, which is a pneumatic tire, sit-down, counterbalanced truck.
  • Class 6, which is Rough Terrain. Their lift codes include: Number 1 which is classified as all types.

Besides counterbalanced, there are speciality trucks which include:

  • Articulated Counterbalance Trucks. These are Forklift Trucks which have front wheel steering and a very narrow aisle truck. These are able to offload trailers, as well as place and move loads into narrow aisle racks.
  • Guided Very Narrow Aisle Trucks. These Forklifts are rail guided. Their lift heights are 40 feet to 98 feet, non-top tied or top tied respectively. These Forklift Trucks are only able to be used on floors with a high standard of flatness.
  • Explosion Proof Trucks. These are for use in the operation of the movement of potentially explosive materials.

In the interest of saving man-power and the wages associated with it, some companies now employ the use of these. These trucks are often computer operated and are becoming more and more available by manufacturers around the world. While they save on man-power in terms of having someone to operate the machine by standing behind or sitting in it, there is still the wages of the computer operator to consider when deciding if Forklifts actually save a company man-power or wages at all.

How to Calculate Window Tint Visible Light Transmission (VLT)

Window tinting films are measured in visible light transmission levels (or VLT). This means that when we discuss a particular film, be it for fitting to a car or any other application, we normally refer to it with it’s VLT value. VLT is measured in percentage ( % ), so if you hear about a tint product being referred to as a percentage, it is the VLT that defines that percentage value.

For example, a tinting film referred to as Charcoal 5% is a charcoal coloured tint with a VLT of 5% and likewise a film referred to as green 50% is a green coloured tint film with a VLT of 50%. But what does the number actually mean?

Well, in simple terms the VLT value is the percentage of visible light that will be allowed to travel through the window tinting film from the exterior face side of the film to the interior side. This means that a 5% film will only allow 5% light travel through and a 70% film will allow 70% light to travel. In effect, this means that lower VLT films will appear darker. For instance, it is normally 5% tints that we will see on limousines for privacy.

So, fitting a 5% tint to a window will allow 5% light to travel through the glass from outside to inside, right? NO! Because we need to take into consideration the actual VLT of the window before the tint is even installed. There is no such thing as a piece of glass, no matter how clear it appears, with a VLT of 100%. This is because glass naturally filters out a little bit of visible light.

Lets look at car window tinting as this is one area where we speak of VLT often due to the fact that many countries have laws in place limiting how dark car windows should be tinted. Most modern cars come from factory with windows reading a VLT somewhere between 72% and 78%, depending on manufacturer, model and country. Say, our example car’s windows read at 72% and we add a 50% window tinting film, what is the new and final VLT of our car’s windows after installation?

The sum is very simple: V1 x V2 = V3 (Where V1 is the original VLT of the glass before tinting, V2 is the VLT of the window tinting film and V3 is the final VLT value of the glass with tint film applied).

Our car’s windows original VLT = 72% and the tint = 50 %, thus V1 = 72 and V2 = 50

The sum is 72 x 0.50 giving us 36, which we will express as a percentage. So a window with an original VLT of 72% will then have a VLT of 36% after application of a 50% film.

Flu Virus Research

The critical part in the research is to understand how influenza virus spread and mutate and is the key to preventing pandemics by discovering preventive, diagnostic and treatment methods.

According to the World Health Organization (WHO), influenza viruses that occur in animals can infect humans, and later develop to pandemic strains. Several research areas have been outlined by the WHO relating to the animal/human influenza interface that could have a profound impact on protecting human being.

The Working Group of WHO on Influenza Research at the Animal/Human Interface was setup in 2005 to encourage basic studies into animal influenza viruses, with the aim to find out the cause the viruses can infect people.

ON-GOING STUDIES

Studies are on-going on avian influenza viruses, particularly H5N1. Researchers aim to discover the prevalence of avian influenza viruses in domestic animals and birds, understand the molecular basis of   transmission  of viruses from animals to people, assess the role of migratory birds in the  transmission  of the viruses, and evaluate the human immune response to infection with avian influenza viruses.

Studies are also being done on H1N1, a novel strain which is the causative factor of the current influenza A pandemic and researchers succeeded developed a vaccine which approved by the US Food and Drug Administration.

PUTTING VACCINES TO THE TEST

The scientists from the US National Institute of Allergy and Infectious Diseases (NIAID) play an important role and work in collaboration with medical research institutions worldwide to find better ways to prevent, diagnose and treat seasonal and pandemic influenzas, including influenza A (H1N1).

The trial is being conducted through the NIAID-funded national network of Vaccine and Treatment Evaluation Units (VTEUs). Safety data will be collected and assessed continuously throughout the trial by an independent safety monitoring committee and investigators.

STUDYING THE NATURE OF THE FLU VIRUS

Other than vaccine research, NIAID scientists are also investigating the basic biology of influenza. The data collected will assist in designing diagnostics that are more accurate and faster, cost-effective and portable. NIAID is also investigating host immune responses to the virus in animal models and people, and studying influenza epidemiology.

For treatment, NIAID supports research being conducted to develop new and effective drug combinations and examine the mechanisms behind emerging drug resistance. This effort is supported by innovative new technologies to design drugs that target specific cellular processes and viral proteins.

Genital Wart Facts

Genital warts are a type of wart that are only found on your private parts of the body. The genital wart is one that will be easily recognized. Genital warts are also known as veneral warts and also as condylmata acuminata. Warts in this manner are caused by a skin infection, which is known as PHV infection. It is possible to have the HPV infection without having genital warts. Genital warts are often passed along during sexual intercourse, but not all those who have genital warts are going to know they are infected until the warts are bigger and a little more painful.

Warts are a virus, that can be passed by touching, sitting and skin to skin contact. The most common types of warts are seen on people’s hands and feet, which are a different form of a wart but are generally the same thing if you are wondering what genital warts really are.

Warts are associated with the tumors that form under and in the skin. The tumors are forms of the HPV infection, and will form warts as the body rids the infection from the body. If you have warts on the hand or on the feet, you are not going to spread this to your genitals. If you know someone who has genital warts, they are not going to give you warts on your hands and the same goes the other way around.

For the woman, if you have genital warts, they will appear on the inside and the outside of the vagina. If the woman has anal sex, the genital warts could appear an the anus, and the same is for the man. If a man is having anal sex with another, the genital warts could appear on the anus area as well.

The warts will appear in the same area, taking a long time to spread out. Sometimes the warts will disappear on their own, but only in rare cases often times the genital warts will spread becoming crusty and become large areas of warts over the private areas of a male or female. If you have genital warts, and someone performs oral sex, the genital warts can be transmitted to that person. Genital warts can be treated by a doctor, and with medications. If not treated, often times genital warts can become troublesome not only for the person suffering with them, but for people you love and want to share that special relationship with.

If you have sex with someone that you later finds out has genital warts, you most likely are going to end up with genital warts are well. It can take any where from one month to three months for genital warts to appear and become large enough for a person to notice them. Always protect yourself by avoiding having sex with anyone you don’t know or trust not to have genital warts.

You can find more info about genital warts on

http://www.all-about-genital-wart.com/

Easy Piano Music – How to Start Playing Easy Piano

Learning any musical instrument is an easy task, if the learner has a lot of determination and commitment. Piano learning is no exception and learning it is easy, if one is passionate about learning. Learning to play piano is an asset and creating your own music with chords and structures is an achievement. Today more and more people prefer to learn easy piano music that allows them to experience the pleasure of playing piano, without any glitches.

Getting started

Easy piano lessons and music make the entire process of learning piano, very simple. Easy piano music lessons offer one the luxury of beginning to learn piano, using three or four chords. For beginners, repetitive songs make them accustomed to the keys, chords and the pleasant melody involved in the tunes. ‘Chop sticks’, an easy piano classic is ideal for beginners and this acts as a template, on which complicated compositions can be built.

Easy piano songs

To learn easy piano music, a person has to select songs that are easy to play on a piano. The easiest song that is preferred by young and old alike, is the song, ‘Mary had a little Lamb’. The song’s tune is a three-note tune and this allows the learners to be familiar with the keys and use their hands dexterously. Songs like these are building blocks, in the process of learning. Songs like ‘Jingle Bells’, ‘Row Row, Row your boat’ and ‘Ode to Joy’ are ideal for beginners. Choosing songs like these help one to master easy piano music, without any complication.

Easy piano classics

It is not true that when a person learns easy piano music, he learns songs that are simple and mundane. He/she can also experience playing classics, which are easy to play. The simple and classic compositions of the renowned musicians like Bach, Chopin and Beethoven offer the joy of playing classics on a piano, in a simple and lucid manner!

Easy piano classics are available online and one can download it from a particular site. They are also found in the form of CDs and even as musical scores. One can choose any form, depending upon his/her convenience. Learning the uncomplicated classical composition of the great masters is the first step towards learning more complicated songs.

Contemporary songs

Learning Easy piano music is inclusive of learning to play easy songs, easy piano classics and also contemporary songs, that are easy. Beginners consider learning contemporary songs, a pleasure. A gamut of songs are available that are timeless and simple, in the music galleries, across the globe. Songs like ‘My heart will go on’, ‘somewhere out there’, ‘Unchained melody’, etc are great songs that are also uncomplicated compositions.

Easy piano music can now be learnt online or using tutorials. A wide variety of websites offer classes on piano music and also teaches the learners easy ways to learn piano music. A person learning piano online or preferring self study must put in a lot of effort, unlike somebody, who learns piano, under the tutelage of a reputed teacher. He/she must work hard and concentrate their complete energy towards mastering their piano playing skill.

Only a person with total devotion, extreme passion and the urge to learn every nuance of playing piano becomes a great musician. Mastering the chords is the first step and the rest follows. Learning a few easy songs and classics can make a person restrict his talents. One has to learn, explore and experiment with music. A true musician masters basics practices consistently and finally focuses all his/her efforts in creating charming tunes that entertain and elevate!